Affordable Solar Energy Systems

Article Editor on August 13, 2021

Affordable Solar Energy Systems

Shalom Lamm, the New York Real Estate mogul may be old school, but when it comes to energy systems, Lamm definitely believes in solar energy.

A huge part of Shalom’s reasoning for why he encourages people to invest in Solar Energy Systems is the cold, hard, mathematics of solar energy.

Say you live in upstate New York in Sullivan County such as Shalom Lamm does. There the cost of electricity runs around 18.5 cents per kilowatt-hour.

Based on an average of around 1,000 kilowatts, that means you’ll pay approximately $190 a month on electricity, or a little over 2200 per year.

How does this compare with solar? According to industry experts, the average price of a kilowatt of solar-produced energy is around 6 to 8 cents per kilowatt.

True, you do have to buy the solar panels and have them installed, typically around 16,000 or so for the average house, but if you get solar panels installed in your home this year, you’ll pay off the entire system in 11 years, (and more like 8 or 9) if the price of electricity purchased from a local power producer goes up.

Meanwhile, the solar panels you have installed on your home today will typically be actively producing electricity for a solid 25 to 30 years.

Let’s assume, the panels effectively stop functioning at 25 years. That’s 14 years’ worth of free electricity at a total savings of around $20,000.

And actually, counting government rebates, currently set at 26 percent of the cost of installation, as well as local and state rebates, the average homeowner with solar probably saves around $30,000.

That’s not to mention that if the power grid goes down in your area, which could happen in any part of the country, the lights, the air conditioner, the washing machine, and the refrigerator at your house will still be humming along.

You are much less a slave to power shortages if you have your own electricity to generate.

In addition, other homeowners have figured this out too. So when it comes to selling your home. According to real estate experts like Zillow, homeowners typically get a 4 percent boost on the selling price of their home if they have solar.

So if you sell your home for $300,000, not only will you get virtually free electricity for a number of years, but you’ll get an additional $12,000 or so just in the selling price of your home.

Nobody can guarantee that we will not have an energy shortage and skyrocketing prices on energy in the future. So it makes total sense to invest in solar.

Finally, if you make more solar than you actually use, you can turn around and sell that electricity to your local power providers.

Of course, you do need to have the money to invest in solar, and if you have to borrow money to get solar panels installed, then the above numbers will be skewed.

Nevertheless, it’s rare that investing in solar will not pay off for most homeowners.

What You Need To Think About When Considering Divorce

Article Editor on August 9, 2021

The truth is that a number of marriages end in divorce regardless of how the relationship started. People can grow apart over the course of time if they do not work on their marriage consistently. There are those that are married for decades that divorce when the children leave the home. Regardless of when divorce happens, it is going to be a tough time especially when children are involved. The best thing to keep in mind is that healthy marriages with people that respect one another do not end in divorce. The following are things that you need to think about when considering divorce. 

Getting Experienced Legal Representation

Believe it or not, there are actually some cases where divorces are amicable. Both parties just want to get out of the marriage and have agreed on the division of property. Getting legal representation is always important as you do not want to represent yourself against an experienced divorce law attorney. Your attorney will take your side and you can guide them through what you want. 

Can Your Marriage Be Fixed?

There are marriages that can be fixed with counseling. Others just need time to cool down from a series of fights that could have been avoided by communicating. Other times, there are differences that cannot be worked out or people are too similar and stubborn. If your spouse isn’t willing to get professional help for the relationship this is a sign that the marriage is over. If either party isn’t willing to put any effort into fixing a very broken relationship then it is best to file for divorce. 

Child Custody Arrangements

Children are going to make divorce far more difficult due to having to see an ex repeatedly. Most people do not have to see their ex let alone have a working relationship to successfully co-parent with them. Customized custody agreements are possible as you do not have to do something like every other weekend visitation. Most parents do not have traditional schedules and might need the help of one another throughout the week. Child support also has to be figured out which is usually a contentious topic. There are state laws that require a person to pay a certain amount of their income. Other times, there can be personal arrangements that can still be enforced by the court. 

Division Of Property 

Finding a property division lawyer in North Carolina or your state is imperative. This is where a lot of the arguments arise as some spouses believe they deserve more than their fair share. Laws differ when it comes to this and the signing of a prenuptial agreement can be a huge deal. You do not want to lose something that holds personal value due to a spiteful ex wanting it simply to hurt you. Get an attorney and allow them to do their job.

Getting a divorce will change your life which is inherently going to be stressful. Make sure that you are protected and are confident in your decision.

Tourist Attractions in Australia

Article Editor on August 4, 2021

Tourist Attractions in Australia

Australia is truly a land of dreams. It acts as the smallest continent in the world and yet made of the largest island in the world. Australia is a vast country made up of a blend of nature, from coral reefs, rainforests to the enormous red desert. All this makes Australia an important tourist site for people all over the world. This article will mention a few dream destinations in Australia and give some descriptions of the place to increase your spirit of adventure for this beautiful continent, just like Shalom Lamm and his family.

1. Opera house in Sydney.

The Opera house is a UNESCO world heritage site; it is the most known structure by many people in the world when asked about Australia. The huge shell-like shapes that cover the exterior of the building create a site worth a visit. It is considered among the world’s greatest architectural structures. The building location is ideal as it is surrounded by water on its three sides. Inside the building, a wide range of services are offered, like; being toured around the building, restaurant services, concert hall entertainment, and exhibition rooms.

2. Melbourne

It is the second-largest city in Australia. Like many cities, Melbourne offers a wide range of services, from; galleries, restaurants, and green parks. Among the relaxing spots to check should be the Royal botanical garden and the national gallery of Victoria. During summertime, tourists can catch some cricketing action in the Melbourne cricket ground.

3. The Harbour Bridge in Sydney.

Also called the coathanger, the bridge is a major tourist attraction and a known structure globally. The structure is the largest steel arch bridge globally, which was built in the early nineteen thirty. The structure has a height of 134 meters and a length of 500 meters. It acts as a connection point between Sydney’s north shores and its central business district. The bridge has eight lanes of road lanes, two railway lines, and a pedestrian path. From the top of the bridge, the breathtaking sight of the harbor and the city comes into view.

4. Uluru-Kata Tjuta national park.

Uluru is among the natural wonders in Australia, located deep in the red central parts of the country. The monolithic structure is situated in the center of Uluru-kata Tjuta national park, a world heritage area. “Uluru,” which means the shadow place, has a height of three hundred and forty-eight meters and is surrounded by a flat plain. The park has many sacred sites, which can be better appreciated when guided by a tour guide through the park.

5. The great barrier reef marine park.

The great barrier reef marine park is considered among the world’s largest living structures; it can be viewed from outer space and is listed as a world heritage site. The park comprises three thousand coral reefs, six hundred continental islands, three hundred coral cays, and inshore mangrove islands. The park houses one of the world’s wonders. The marine life in the park includes both hard and soft corals, which give shelter to more than sixteen hundred species of fish and other water animals. Tourists can also use the glass bottom boats to view the magnificent sights of the coral reefs. I hope this article has provided enough information to increase your interest in visiting this beautiful country soon like Shalom Lamm and his family. Best of luck in identifying a suitable site!

Best States to Retire in the U.S.  

Article Editor on July 21, 2021

Top 5 States To Retire In

When you’re ready to retire, you want to make sure you go to one of the best states to retire. There are 50 states across the US, but some are better to live in once you retire. Even Shalom Lamm knows how important it is to pick a great spot to retire in. Let’s discuss the top five most popular states to retire in.

A lot of people love retiring in Arizona, believe it or not. This may have you a little shocked, but Arizona is an amazing state, as well as offering beautiful scenery. It has the grand canyon in it, so of course it would make it on this list. Everyone deserves to see it when they retire. The weather in Arizona is fabulous, which makes for lots of going out, and having nature days, and enjoying the beautiful state.

Another great state to retire in would be no other than South Carolina. South Carolina is also beside the ocean, so you can retire in an ocean front city on the coastline, or you could just live in a regular city, and travel to the ocean whenever you want to have a beach day. This state has history, and culture, everywhere to explore, making it a great state to retire in.

Of course, Florida is an amazing place to retire, when you’re ready. Even Shalom Lamm thinks that Florida is a beautiful place to retire to. What’s not to love about Florida? It has everything to offer. Florida has year round sunshine, warm temps, ocean, beaches, palm trees, and even DisneyLand. It has plenty of places to travel, and see while being retired. This state has so much to offer for you to do, it’s like a retired person’s dream to live here. There are even swamps to fish in too, should you want to, just watch out for the alligators.

Idaho is another amazing state to live in once you’ve retired. You may be wondering why Idaho of all states. The cost of living is below average here. Buying a house, and maintaining it here, will save you more money than in other states. It’s also a beautiful state, so you can get outdoors, and travel it, but you will be saving enough money living in this state that maybe planning out of state trips will be in your budget.

Maine is number five on this list, but that doesn’t mean anything about the place. Maine is ranked the number one safest place to live, and has been repeatedly for years. That makes this state amazing to retire in. You will be able to retire, and live in peace, here in Maine. Maine is also a beautiful state, and has a lot to visit, do, and see. It will give you plenty of things to do while being retired. You won’t be bored here, that’s for sure. You will also know that you’re safe while you are out doing things, and won’t have to worry.

Sustainable Materials You Should Know About

Article Editor on July 15, 2021

Sustainable Materials You Should Know About

When a consumer plans to switch over to green or sustainable materials, there are several essential things that a consumer will need to know about. From knowing what these materials are to buying them to make sure they are appropriately used, it can make a difference to the environment. Helen Lee Schifter wants to see more sustainable products used by more people.

Solar Light Bulbs: The most commonly found sustainable material is the sun. Solar light bulbs can be found in many areas, from their backyard to their city. Solar lights work by collecting energy from the rays of the sun and using it as lighting. These items can be found in a variety of different styles, from modern to traditional.

Organic Foods: Today, there are different types of organic foods on the market. This difference includes items like certified organic meats, milk and eggs, and whole grains. Some individuals are starting to have smaller, more local organic grocery items in their shopping baskets.

Recycled Items: Items that are in the process of recycling are called green items. Some popular ones include plastic bags and paper products. Items that are used once but never used again are called non-recycled items. Garbage is one type of green item that we have already, and recycling programs are starting to be adopted across the country.

Recycle Water Bottles: People are starting to recycle even more waste by reusing water bottles. These bottles can be put in a compost bin for the garden or used to make small biodegradable containers for plants and flowers. While it is best to leave the water bottles out in the open if they will still be drinkable in six months, small ones made from peat moss are perfect for collecting in their garden. Just remember not to use more than half of the bottle, as the rest must always be disposed of safely.

Recycle Light Bulbs: Most people have a light bulb somewhere in their homes. Although these may seem like no big deal, recycling light bulbs is a growing trend. They are most often recycled because they can be used again rather than thrown in the trash.

Sustainable Materials: Sustainable materials refer to those that do not cause harm to the environment in any way. Some of these are made of natural materials like coconut and wood. There are also many items such as plastic and aluminum that cannot be classified as sustainable materials. This classification is because the manufacturing process causes a great deal of harm to the environment. By using these items, a consumer helps to reduce the amount of damage done to the planet. Many people are also starting to use biodegradable products, which helps to protect the environment.
When shopping for sustainable materials, it can be unclear what items are good to use. This uncertainty is why a consumer should consider asking a professional for some advice. There are many advantages to using these items, including saving money and protecting the environment. A consumer can also help to make the world a better place for future generations. Just remember to ask the right questions before buying anything made from these or other sustainable materials. Helen Lee Schifter uses sustainable products in her lifestyle.

Why International Travel is Essential

Article Editor on July 7, 2021

Why International Travel is Essential

We go about our lives and sometimes the surroundings of how we live is the only point of view that we have for how to live. A solution to this is to travel the world to see different ways of living. The former Fox News analyst Judge Napolitano believes that international travel is the way to go to learn more and experience more of what life can look like and be like. Napolitano generally speaks positively of travel to help people experience life and to enjoy themselves when every day life gets monotonous the same.

International Travel Can be an Eye Opener

International travel is nice to be able to go on for the eye openers. Travel usually allows us to see a new way of living. Sometimes these eye openers show us how lucky we are in our own lives. This shows us that there are things we take for granted and that we should appreciate more. Another eye opener from travel is we may realize some things about our lives are lacking and need some fixing. Whether in lifestyle or in cuisine we consume. Sometimes the eye openers make us realize there are some problems with how we live and how we can change them.

International Travel Can be Helpful for Relaxation

Every day can be extremely taxing on our bodies over time if we are constantly on the grind. Doing some international traveling allows us to experience some other ways of being and just relax. We sometimes need to just have that time to relax. Sometimes travel is aimed at business or about having a full itinerary. But we all sometimes should take a trip that is aimed at just enjoying ourselves and letting our bodies have time to feel good.

International Travel Can be Educational

International travel is most important because it can be extremely educational. We can learn about culture, history and art and all kinds of things from traveling. We can even learn a lot from traveling locally. Yet it is international travel that really allows people to learn a lot about a different culture and people and whatever else they would like to learn while they are on their travels. You can appreciate and learn about the cuisine and music as well when you travel to another country.
Thanks to the covid pandemic, most people have been unable to experience international travel. So if you’ve been waiting on international travel, then now is the time to start planning a trip since most travel bans are lifting. You may need to be careful about where you go due to the covid pandemic still being active or problematic in some locations and countries having a lot of travel restrictions. But Judge Napolitano believes that now is as good a time as any if you’ve been holding back on traveling and want to finally experience some travel after being stuck at home and social distancing from other people during the covid pandemic situation.

Importance of Investing in Home Insurance

Article Editor on May 17, 2021

Many benefits go hand in hand with having the best quality homeowner policy. The more one becomes aware and knowledgeable about homeowner insurance benefits, and the more one becomes advantageous in time. One may probably have in mind a few advantages of homeowner insurance when one thinks about it. However, in the end, there are several main homeowner insurance merits that one should always have in mind and be acquainted with. Shalom Lamm explained that the use of homeowner insurance should make one go out and purchase one of the best policies that one can afford. These benefits are probably required to get motivated about buying the best and most ideal possible policy. The following are some of the benefits associated with having homeowner insurance.

1. One of the significant and crucial homeowner insurance benefits is that the investment will get protected, which is very important. For one to be sincere, with a good homeowner insurance policy, one will never be troubled regarding anything worse happening to one’s home. Also, one should worry less about fixing their home. Homeowner insurance does cover many things out of the equation, although it does not cover every incident. It will cover damages to both the exterior and interior of their home. It also covers the destruction of personal properties and damage and injuries that may occur on one property. In addition, the significant benefit of having homeowner insurance is that it not only protects the building but also covers the content and belonging in the house. When you take insurance, you can comfortably rest in a feeling of peace, guaranteed that the home gets protected from risk.

2. In addition, another merit of homeowner insurance is that one can get one of the best insurance policies in the market. Taking out this type of insurance is not as expensive in comparison with other types of policies. One can always have a good home insurance policy at a low monthly premium. It is mainly associated with the kind of home one possesses, and it is advisable to check into insurance rates before purchasing a property.

3.  Without a doubt, home insurance aids to manage the stress that comes with dealing with the property’s condition. By having a top-level home insurance policy, one covers much of the damages that can affect the home. There is no need to be troubled and deal with stress that can easily get managed by taking the best homeowner insurance policy.

4. If any damage happens to one’s home, the debt is taken care of by the home insurance that one had taken before the injury.

5. Compared with other insurance such as car insurance, one can possess a house without basically having homeowner insurance legally. It becomes a necessity when there is a home mortgage.

Shalom Lamm once said that it is dangerous if people do not have home insurance. He believes that insurance has so many benefits that he cannot understand why one would not have homeowner insurance.

How Colleges Are Handling the Covid-19 Pandemic

Article Editor on May 11, 2021

The Covid-19 pandemic has caused drastic changes all over the entire world. New policies have been enacted, adjusted, and changed so many times it’s enough to make heads spin. Colleges are no exception to the mess of places making changes.

Virtual Classes

The most obvious jump happened rather early on in the pandemic: moving to virtual classes. A fair number of colleges previously had online courses offered for their students, making the jump from in-person to online was simple. They already had the technology and resources in place to provide this service to their student body.

However, for courses and colleges where a hands-on experience was necessary, this method was a much harder transition. The same was true for colleges that had never offered online courses before, as now suddenly they have needed to redo everything and put it on an unfamiliar system. Methods such as this concern many civil servants such as Alexander Djerassi about the effect it will have on the student body who are now getting sub-par education from such institutions.

Reimbursements

Some colleges have gone the extra mile for their students by offering reimbursements for fees already paid such as parking passes, housing costs, and food vouchers. Some colleges instead of a flat-out reimbursement have prorated the fees into the following terms. Either way, they have offered to give the money back to the students to pay for future endeavors. Such a plan has built positivity towards the institutions from the students since they not only spoke about helping them, they actually went and did it.

CARES Act Disbursements

With the CARES Act, colleges received funds from the government. Colleges have used these funds to make the leap to virtual or hybrid schooling, keeping their staff employed, getting materials and supplies they wouldn’t have been able to otherwise, as well as disbursing funds to their student bodies. Students pay a lot of money to go to college and if there were more important things for them to worry about like bills for example, the students would drop out. This, in turn, would mean that the college would receive less money overall. So the idea to give out some if not all the CARES Act funds to their student body help improve their relationship with them and keep the students enrolled. It’s a win for everyone involved.

Colleges want their student body to stay enrolled and succeed so that they can continue to thrive. The Covid-19 pandemic really forced some changes to the college scene, with some handling it better than others. The biggest concern for civil servants such as Alexander Djerassi is that the changes enacted because of the response to Covid-19 will offer sub-par education for the students enrolled, especially in programs where the materials studied and even the students themselves really should include hands-on learning. Nothing is the same. That goes for students, faculty, and even the colleges as a whole. Some handle the pandemic better than others, but at least they are trying.

What People Enjoy About Working From Home

Article Editor on May 10, 2021

Technology has in recent times made it so easy to be able to work from home. Because of this, employees are able to take advantage of the cloud computer systems, steady internet connections, as well as smartphones, to be able to efficiently work at the comfort of their homes. The Covid-19 pandemic, even made it so easy for most companies to give their employees a directive to be able to work from home, in a bid to avoid congestion at the workplace. Because of this, working from home has become quite the trend in the work environment, with many employees now preferring it far much more than the in-office working arrangement. Father Rutler actually thinks that most people have come to love the idea of working from home, for a number of reasons. Discussed in depth below are some of these reasons:

1. Helps Greatly in Helping to Save Money

People who work from home tend to avoid making unnecessary expenditures. For instance, the employees that are working from home do not have to bear the costs of commuting to and from work on a daily basis. One can therefore make savings from the spared cost of commuting. Additionally, money that would have otherwise been spent on changing the wardrobe, for work; especially with regards to getting new clothes and shoes, will also be saved.

2.One is Able to Create Their Own Schedule

There is so much work that a person who is working from home is able to do efficiently, on a schedule that is totally flexible. This is actually one of the main reasons as to why Father Rutler feels that people have come to prefer working from home more. Whenever one is working from the office, they often have to generally work with the program and schedule that the company strictly offers. However, when working from home, any employee can draw a schedule that best fits them. So as long as the work is done at the end of the day, it doesn’t really matter what the schedule looks like.

3. Employees Tend to be More Independent and Fully Efficient

Working from home means that the employees will not exactly be having some other personnel that they often work with in the office set up. For example, one who is working from home will not have the privilege of the tech team at their beck and call. Because of this, the employees who are working from home may therefore have to develop some skills that might be of great help in helping them become more proactive, so that they are to look for help on their own when need be. Most of the time, they may make great use of google in a bid to learn these new skills.

With regards to efficiency, remotely working from home tends to make employees develop discipline to work extra hard, in a bid to meet the targets they have set by themselves. There is usually something about wanting to really fulfill the targets one sets for themselves. This way, these employees will end up being much more efficient in all that they do, while working from home.

Home improvement might need a helping hand

Full Editorial on May 8, 2021

The biggest room for improvement is the room for improvement. These great words by Helmut Schmidt showcase that improvement is consistent. However, a lot of wear and tear goes through in this process. Any particular thing or virtue needs to go through a lot of pressure before it shows its improvement.

Why has home improvement been such a big task? :

Improving a home environment is strenuous. Some people often start getting stress by the name of improving a home. This stress is because many ideas could flow in a minimum amount of time and could often lead to some unavoidable circumstances during the improvement process. Home improvement takes a lot of time and physical activity.

Can something severe get from a simple task like house improvement? :

Nothing beautiful has ever come off from an easy task. A simple miscalculation could result in mismanagement, leading to fatal injuries during the home improvement process. Imagine upgrading his interiors, and some physical mishappening occurs, by the interior designing company. This could be dangerous and create a lifelong scar on the victim’s body and mind. A simple task, like home improvement could include several factors that require physical attention. Such as shifting heavy items, painting the walls, handling glass material, handling metals with sharp edges, placing tiles, installing a cooking chamber and stove, and many more. Humans are often prone to injuries from the above things as glass, metal, and heavy objects could lead to severe damages like broken bones, burning skin, spinal injury, etc. if handled carelessly.

Seeking appropriate help and advice in case of injuries:

As the saying goes, prevention is better than cure. One could always try and do things to prevent the mishappening. However, life is uncertain, and nothing fatal has ever happened with a notice. It is still better to stay planned before. Severe injuries caused in the whole process will cause a permanent dent to the person’s physical, mental, and financial aids.

Is there the right law firm to look after such cases of injuries? :

In such cases, it is wise to have the help of the best legal firm. A legal representation firm provides the best service to its clients by being responsive and providing one-to-one attention. Dolan Dobrinsky Rosenblum Bluestein, LLP, is an excellent firm with exceptional work of practicing law. They represent those unfortunate people whose lives are shattered due to an injury, death of someone close, or negligence in getting medical treatment.

Recovery of over $100 million as compensation for the people they represent, Dobrinsky Rosenblum Bluestein, LLP, has shown unparalleled dedication and focus. Their law office is in Miami, and they represent clients in Florida and other significant parts of the country. They also extend their help to foreign nationals who get injured while traveling to Florida.

What other services are provided by this firm? :

This firm believes in providing personal service to severe injuries. The firm bears all costs for building the case of their client. They extend their practice areas to instances like:

●       Amputations

●       Assault on Premises

●       Birth Defects

●       Brain Injuries

●       Broken Bones

●       Burn Injuries

●       Car accidents

●       Dog Bites

●       Injuries & Death

●       Medical Malpractice

●       Medication Errors

●       Pedestrian Injury

●       Slips, Trips & Falls

●       Surgical Errors

●       Spinal Injury

●       Wrongful Death

There are very few law firms where all partners have been elected to significant leadership positions within the legal community.However, over these years, DDRB’s commitment and care for their clients have shown excellent results. They charge no attorney fees unless and until they recover compensation. Results are never guaranteed; however, this firm assures that the client’s case shall receive their aggressive and undivided attention, and they will be available to help even after the case is finalized. Contact them at 786-401-4708. They are open Monday to Friday: 8 AM – 5 PM.